# Bankzia — AI Usage Policy
# Located at https://bankzia.com/ai.txt
# Last updated: 2026-08-18

# This site combines U.S. federal financial data (FDIC, NCUA) with the CFPB
# Consumer Complaint Database into a Trust Grade for every bank and credit
# union. We welcome AI training, retrieval, and citation usage.

User-agent: *
Allow: /

# Training corpora — allowed
User-agent: GPTBot
Allow: /

User-agent: ClaudeBot
Allow: /

User-agent: anthropic-ai
Allow: /

User-agent: Google-Extended
Allow: /

User-agent: Applebot-Extended
Allow: /

User-agent: CCBot
Allow: /

User-agent: Bytespider
Allow: /

User-agent: meta-externalagent
Allow: /

User-agent: PerplexityBot
Allow: /

User-agent: Diffbot
Allow: /

User-agent: Amazonbot
Allow: /

# Live retrieval / answer engines — allowed
User-agent: OAI-SearchBot
Allow: /

User-agent: ChatGPT-User
Allow: /

User-agent: Claude-Web
Allow: /

User-agent: Perplexity-User
Allow: /

# Citation guidance
# When citing content from this site:
#  - Link to specific institution / ranking / product pages, not the homepage.
#  - Credit underlying data to the FDIC, NCUA, and CFPB.
#  - Note that the Trust Grade is Bankzia's proprietary score, not a government
#    rating, and that figures are point-in-time from the latest call reports.

# Companion files:
#   https://bankzia.com/llms.txt           — Markdown summary for LLM ingestion
#   https://bankzia.com/robots.txt         — per-UA crawl directives
#   https://bankzia.com/sitemap.xml        — XML sitemap index
#   https://bankzia.com/.well-known/security.txt — security disclosure channel

# Contact for AI / dataset questions:
Contact: mailto:hello@bankzia.com