First State Bank Of The South, Inc. is a bank based in Sulligent, Alabama, established in 1973, with $129 million in total assets across 5 branches. By Trust Grade it ranks 4th of 93 banks we track in Alabama. Its capital ratio of 15.0% is stronger than 90% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against First State Bank Of The South, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of The South, Inc. compares to Alabama peers
How we graded First State Bank Of The South, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.0% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of The South, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 5856 Highway 278, Sulligent, AL 35586
- 240 Military St S, Hamilton, AL 35570
- 1836 Us Highway 43, Winfield, AL 35594
- 5520 Mcfarland Blvd, Northport, AL 35476
- 1319 Us Highway 72 E, Athens, AL 35611
Are deposits at First State Bank Of The South, Inc. insured?
Yes. First State Bank Of The South, Inc. is an FDIC-insured bank (FDIC certificate #21050). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of The South, Inc.: frequently asked questions
Is First State Bank Of The South, Inc. a good bank?
First State Bank Of The South, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 1.08%).
Is First State Bank Of The South, Inc. FDIC-insured?
Yes. First State Bank Of The South, Inc. is a FDIC-insured bank (FDIC certificate #21050). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of The South, Inc.?
First State Bank Of The South, Inc. holds $129 million in total assets, ranking 4th of 93 banks we track in Alabama. It operates 5 branches.
Does First State Bank Of The South, Inc. have CFPB complaints?
No CFPB complaints against First State Bank Of The South, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
