Terms & Conditions

Last updated: 2026-06-27

By accessing Bankzia, you agree to these terms. If you don't agree, please don't use the site.

Use of the site

Bankzia is provided free for personal, informational use. You may not scrape the site at high rates, redistribute our datasets without attribution, or use the data to harass any company or individual.

No warranty

Institution data is sourced from federal agency feeds (FDIC, NCUA, CFPB) and may contain errors, omissions, or out-of-date entries. The Bankzia Trust Grade is a proprietary, documented heuristic — not a government rating or financial advice. Bankzia is provided "as is" without warranty of any kind. Before making any banking decision, verify the underlying figures with the institution or issuing agency.

Not financial or legal advice

Nothing on Bankzia is financial, legal, or investment advice. FDIC and NCUA insurance protects deposits up to legal limits regardless of an institution's Trust Grade. Consult a qualified professional before making financial decisions.

Intellectual property

Original content on Bankzia (the Trust Grade methodology, descriptions, layouts, code) is © its authors. Government financial data is public domain. Institution names and brands are property of their respective owners.

Limitation of liability

To the maximum extent permitted by law, Bankzia and its operators are not liable for any direct, indirect, incidental, or consequential damages arising from use of the site or reliance on the information it contains.

Changes

We may update these terms. The "last updated" date at the top reflects the current version.

Contact

Questions? legal@bankzia.com.

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