Fnbc Bank is a bank based in Ash Flat, Arkansas, established in 1912, with $844 million in total assets across 17 branches. By Trust Grade it ranks 67th of 78 banks we track in Arkansas. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against Fnbc Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fnbc Bank compares to Arkansas peers
How we graded Fnbc Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fnbc Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 111 N Maple Ave, Mountain Grove, MO 65711
- 10 Santee, Cherokee Village, AR 72529
- 201 W Main Street, Hardy, AR 72542
- 1311 Porter Wagoner Blvd, West Plains, MO 65775
- 233 N Main St, Salem, AR 72576
- 1069 E Main St, Melbourne, AR 72556
- 636 Ash Flat Dr, Ash Flat, AR 72513
- 358 Highway 63 S, Mammoth Spring, AR 72554
- 1388 Harrison St, Batesville, AR 72501
- 636 Ash Flat Dr, Ash Flat, AR 72513
- 1476 Highway 62 412, Highland, AR 72542
- 405 Market St, Horseshoe Bend, AR 72512
- 102 S Main St, Mountain Home, AR 72653
- 636 Ash Flat Dr, Ash Flat, AR 72513
- 2631 Race St, Jonesboro, AR 72401
- 175 W End Way, Mountain Home, AR 72653
- 636 Ash Flat Dr, Ash Flat, AR 72513
Are deposits at Fnbc Bank insured?
Yes. Fnbc Bank is an FDIC-insured bank (FDIC certificate #1294). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fnbc Bank: frequently asked questions
Is Fnbc Bank a good bank?
Fnbc Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.52%).
Is Fnbc Bank FDIC-insured?
Yes. Fnbc Bank is a FDIC-insured bank (FDIC certificate #1294). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fnbc Bank?
Fnbc Bank holds $844 million in total assets, ranking 67th of 78 banks we track in Arkansas. It operates 17 branches.
Does Fnbc Bank have CFPB complaints?
No CFPB complaints against Fnbc Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
