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First State Bank Of Dequeen

De Queen, AR · Est. 1974 · Website ↗
B
Trust Grade
Strong
Score: 85/100

First State Bank Of Dequeen is a bank based in De Queen, Arkansas, established in 1974, with $517 million in total assets across 7 branches. By Trust Grade it ranks 73rd of 78 banks we track in Arkansas. Its capital ratio of 6.5% trails most similarly sized banks (5th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against First State Bank Of Dequeen appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$516.6M
$100M–1B institution
Deposits
$470.7M
Branches
7
Capital ratio
6.5%
Bottom 5% of $100M–1B peers · Arkansas median 10.7%
Return on assets
1.5%
Top 31% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#73
of 78 banks

How First State Bank Of Dequeen compares to Arkansas peers

Capital ratio
Bottom 5% of $100M–1B peers
First State
6.5%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 31% of $100M–1B peers
First State
1.5%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First State Bank Of Dequeen

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.5% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank Of Dequeen over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 402 W Collin Raye Dr, De Queen, AR 71832
  • 310 N 3rd St, De Queen, AR 71832
  • 3402 North Camellia Street, Lockesburg, AR 71846
  • 507 Front St, Dierks, AR 71833
  • 322 E 13th St, Murfreesboro, AR 71958
  • 422 Issac Perkins Byp, Nashville, AR 71852
  • 239 Highway 70 E, Glenwood, AR 71943

Are deposits at First State Bank Of Dequeen insured?

Yes. First State Bank Of Dequeen is an FDIC-insured bank (FDIC certificate #21805). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank Of Dequeen: frequently asked questions

Is First State Bank Of Dequeen a good bank?

First State Bank Of Dequeen earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Strongly profitable (ROA 1.52%).

Is First State Bank Of Dequeen FDIC-insured?

Yes. First State Bank Of Dequeen is a FDIC-insured bank (FDIC certificate #21805). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank Of Dequeen?

First State Bank Of Dequeen holds $517 million in total assets, ranking 73rd of 78 banks we track in Arkansas. It operates 7 branches.

Does First State Bank Of Dequeen have CFPB complaints?

No CFPB complaints against First State Bank Of Dequeen appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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