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Stafford Savings Bank

Stafford Springs, CT · Est. 1872 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Stafford Savings Bank is a bank based in Stafford Springs, Connecticut, established in 1872, with $508 million in total assets across 3 branches. By Trust Grade it ranks 2nd of 28 banks we track in Connecticut. Its capital ratio of 45.5% is stronger than 99% of similarly sized banks, versus a Connecticut median of 10.2%. It was profitable over the most recent period, with a 2.50% return on assets. No consumer complaints against Stafford Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$507.6M
$100M–1B institution
Deposits
$225.7M
Branches
3
Capital ratio
45.5%
Top 1% of $100M–1B peers · Connecticut median 10.2%
Return on assets
2.5%
Top 5% of $100M–1B peers · Connecticut median 0.75%
Rank in Connecticut
#2
of 28 banks

How Stafford Savings Bank compares to Connecticut peers

Capital ratio
Top 1% of $100M–1B peers
Stafford Savings
45.5%
Connecticut median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Stafford Savings
2.5%
Connecticut median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Stafford Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (45.5% capital ratio)
  • Strongly profitable (ROA 2.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Stafford Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 2 Furnace Ave, Stafford Springs, CT 06076
  • 85 W Stafford Rd, Stafford Springs, CT 06076
  • 74 W Stafford Rd, Stafford Springs, CT 06076

Are deposits at Stafford Savings Bank insured?

Yes. Stafford Savings Bank is an FDIC-insured bank (FDIC certificate #18227). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Stafford Savings Bank: frequently asked questions

Is Stafford Savings Bank a good bank?

Stafford Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (45.5% capital ratio); Strongly profitable (ROA 2.50%).

Is Stafford Savings Bank FDIC-insured?

Yes. Stafford Savings Bank is a FDIC-insured bank (FDIC certificate #18227). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Stafford Savings Bank?

Stafford Savings Bank holds $508 million in total assets, ranking 2nd of 28 banks we track in Connecticut. It operates 3 branches.

Does Stafford Savings Bank have CFPB complaints?

No CFPB complaints against Stafford Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The Milford Bank
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The National Iron Bank
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The First Bank Of Greenwich
bank · Cos Cob, CT · $807M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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