Applied Bank is a bank based in Wilmington, Delaware, established in 1996, with $258 million in total assets across 2 branches. By Trust Grade it ranks 6th of 16 banks we track in Delaware. Its capital ratio of 16.7% is stronger than 93% of similarly sized banks, versus a Delaware median of 13.8%. It was profitable over the most recent period, with a 2.83% return on assets. No consumer complaints against Applied Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Applied Bank compares to Delaware peers
How we graded Applied Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.7% capital ratio)
- Strongly profitable (ROA 2.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Applied Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 37012 Country Club Rd, Rehoboth Beach, DE 19971
- 2200 Concord Pike, Wilmington, DE 19803
Are deposits at Applied Bank insured?
Yes. Applied Bank is an FDIC-insured bank (FDIC certificate #34193). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Applied Bank: frequently asked questions
Is Applied Bank a good bank?
Applied Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Strongly profitable (ROA 2.83%).
Is Applied Bank FDIC-insured?
Yes. Applied Bank is a FDIC-insured bank (FDIC certificate #34193). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Applied Bank?
Applied Bank holds $258 million in total assets, ranking 6th of 16 banks we track in Delaware. It operates 2 branches.
Does Applied Bank have CFPB complaints?
No CFPB complaints against Applied Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
