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Community Banking Company

Fitzgerald, GA · Est. 1996 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community Banking Company is a bank based in Fitzgerald, Georgia, established in 1996, with $306 million in total assets across 3 branches. By Trust Grade it ranks 38th of 124 banks we track in Georgia. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Community Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$305.5M
$100M–1B institution
Deposits
$269.0M
Branches
3
Capital ratio
11.1%
Top 36% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.7%
Top 23% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#38
of 124 banks

How Community Banking Company compares to Georgia peers

Capital ratio
Top 36% of $100M–1B peers
Community Banking
11.1%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
Community Banking
1.7%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Community Banking Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 220 S Main St, Fitzgerald, GA 31750
  • 102 W Roanoke Dr, Fitzgerald, GA 31750
  • 202 S Irwin Ave, Ocilla, GA 31774

Are deposits at Community Banking Company insured?

Yes. Community Banking Company is an FDIC-insured bank (FDIC certificate #34160). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Banking Company: frequently asked questions

Is Community Banking Company a good bank?

Community Banking Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.68%).

Is Community Banking Company FDIC-insured?

Yes. Community Banking Company is a FDIC-insured bank (FDIC certificate #34160). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Banking Company?

Community Banking Company holds $306 million in total assets, ranking 38th of 124 banks we track in Georgia. It operates 3 branches.

Does Community Banking Company have CFPB complaints?

No CFPB complaints against Community Banking Company appear in our data over the analysis window, which is typical for a bank of this size.

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Georgia First Bank
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The Claxton Bank
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United National Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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