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Legacy State Bank

Loganville, GA · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Legacy State Bank is a bank based in Loganville, Georgia, established in 2005, with $206 million in total assets across 2 branches. By Trust Grade it ranks 49th of 124 banks we track in Georgia. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Legacy State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$205.9M
$100M–1B institution
Deposits
$178.8M
Branches
2
Capital ratio
11.0%
Top 37% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.0%
Bottom 36% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#49
of 124 banks

How Legacy State Bank compares to Georgia peers

Capital ratio
Top 37% of $100M–1B peers
Legacy State
11.0%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Legacy State
1.0%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Legacy State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Legacy State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 3825 Harrison Rd, Loganville, GA 30052
  • 210 Mlk, Jr. Blvd, Monroe, GA 30655

Are deposits at Legacy State Bank insured?

Yes. Legacy State Bank is an FDIC-insured bank (FDIC certificate #57882). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Legacy State Bank: frequently asked questions

Is Legacy State Bank a good bank?

Legacy State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.98%).

Is Legacy State Bank FDIC-insured?

Yes. Legacy State Bank is a FDIC-insured bank (FDIC certificate #57882). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Legacy State Bank?

Legacy State Bank holds $206 million in total assets, ranking 49th of 124 banks we track in Georgia. It operates 2 branches.

Does Legacy State Bank have CFPB complaints?

No CFPB complaints against Legacy State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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