West Central Georgia Bank is a bank based in Thomaston, Georgia, established in 1974, with $163 million in total assets across 2 branches. By Trust Grade it ranks 28th of 124 banks we track in Georgia. Its capital ratio of 20.8% is stronger than 97% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against West Central Georgia Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Central Georgia Bank compares to Georgia peers
How we graded West Central Georgia Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.8% capital ratio)
- Strongly profitable (ROA 1.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Central Georgia Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 617 N Church St, Thomaston, GA 30286
- 1021a Highway 19 N, Thomaston, GA 30286
Are deposits at West Central Georgia Bank insured?
Yes. West Central Georgia Bank is an FDIC-insured bank (FDIC certificate #21526). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Central Georgia Bank: frequently asked questions
Is West Central Georgia Bank a good bank?
West Central Georgia Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.8% capital ratio); Strongly profitable (ROA 1.59%).
Is West Central Georgia Bank FDIC-insured?
Yes. West Central Georgia Bank is a FDIC-insured bank (FDIC certificate #21526). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Central Georgia Bank?
West Central Georgia Bank holds $163 million in total assets, ranking 28th of 124 banks we track in Georgia. It operates 2 branches.
Does West Central Georgia Bank have CFPB complaints?
No CFPB complaints against West Central Georgia Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
