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Southerntrust Bank

Marion, IL · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Southerntrust Bank is a bank based in Marion, Illinois, established in 2005, with $283 million in total assets across 3 branches. By Trust Grade it ranks 112th of 328 banks we track in Illinois. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Southerntrust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$282.7M
$100M–1B institution
Deposits
$196.0M
Branches
3
Capital ratio
11.0%
Top 38% of $100M–1B peers · Illinois median 10.3%
Return on assets
1.3%
Top 46% of $100M–1B peers · Illinois median 1.1%
Rank in Illinois
#112
of 328 banks

How Southerntrust Bank compares to Illinois peers

Capital ratio
Top 38% of $100M–1B peers
Southerntrust Bank
11.0%
Illinois median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $100M–1B peers
Southerntrust Bank
1.3%
Illinois median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Southerntrust Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southerntrust Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 101 N Broadway, Goreville, IL 62939
  • 701 N Court St, Marion, IL 62959
  • 200 S 1st St, Vienna, IL 62995

Are deposits at Southerntrust Bank insured?

Yes. Southerntrust Bank is an FDIC-insured bank (FDIC certificate #57897). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southerntrust Bank: frequently asked questions

Is Southerntrust Bank a good bank?

Southerntrust Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.27%).

Is Southerntrust Bank FDIC-insured?

Yes. Southerntrust Bank is a FDIC-insured bank (FDIC certificate #57897). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Southerntrust Bank?

Southerntrust Bank holds $283 million in total assets, ranking 112th of 328 banks we track in Illinois. It operates 3 branches.

Does Southerntrust Bank have CFPB complaints?

No CFPB complaints against Southerntrust Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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