1st Community Bank is a bank based in Sherrard, Illinois, established in 1910, with $68 million in total assets across 2 branches. By Trust Grade it ranks 179th of 328 banks we track in Illinois. Its capital ratio of 9.7% trails most similarly sized banks (27th percentile), versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against 1st Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Community Bank compares to Illinois peers
How we graded 1st Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Profitable (ROA 0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1803 Se 3rd St, Aledo, IL 61231
- 407 3rd St, Sherrard, IL 61281
Are deposits at 1st Community Bank insured?
Yes. 1st Community Bank is an FDIC-insured bank (FDIC certificate #11706). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Community Bank: frequently asked questions
Is 1st Community Bank a good bank?
1st Community Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.82%).
Is 1st Community Bank FDIC-insured?
Yes. 1st Community Bank is a FDIC-insured bank (FDIC certificate #11706). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 1st Community Bank?
1st Community Bank holds $68 million in total assets, ranking 179th of 328 banks we track in Illinois. It operates 2 branches.
Does 1st Community Bank have CFPB complaints?
No CFPB complaints against 1st Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
