First Secure State Bank is a bank based in Wonder Lake, Illinois, established in 1979, with $305 million in total assets across 7 branches. By Trust Grade it ranks 191st of 328 banks we track in Illinois. Its capital ratio of 12.3% is stronger than 75% of similarly sized banks, versus a Illinois median of 10.3%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against First Secure State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Secure State Bank compares to Illinois peers
How we graded First Secure State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Secure State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 7526 Hancock Dr, Wonder Lake, IL 60097
- 3316 Thompson Rd, Wonder Lake, IL 60097
- 3503 Chapel Hill Rd, Johnsburg, IL 60051
- 7500 Meyer Rd, Spring Grove, IL 60081
- 1400 N Division St, Harvard, IL 60033
- 500 W Il Route 120, Lakemoor, IL 60051
- 58 N Ayer St, Harvard, IL 60033
Are deposits at First Secure State Bank insured?
Yes. First Secure State Bank is an FDIC-insured bank (FDIC certificate #22971). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Secure State Bank: frequently asked questions
Is First Secure State Bank a good bank?
First Secure State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.66%).
Is First Secure State Bank FDIC-insured?
Yes. First Secure State Bank is a FDIC-insured bank (FDIC certificate #22971). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Secure State Bank?
First Secure State Bank holds $305 million in total assets, ranking 191st of 328 banks we track in Illinois. It operates 7 branches.
Does First Secure State Bank have CFPB complaints?
No CFPB complaints against First Secure State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
