The Fairmount State Bank is a bank based in Fairmount, Indiana, established in 1902, with $58 million in total assets across 1 branch. By Trust Grade it ranks 37th of 89 banks we track in Indiana. Its capital ratio of 12.1% is stronger than 51% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against The Fairmount State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Fairmount State Bank compares to Indiana peers
How we graded The Fairmount State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.1% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Fairmount State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 101 N Main St, Fairmount, IN 46928
Are deposits at The Fairmount State Bank insured?
Yes. The Fairmount State Bank is an FDIC-insured bank (FDIC certificate #1829). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Fairmount State Bank: frequently asked questions
Is The Fairmount State Bank a good bank?
The Fairmount State Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.81%).
Is The Fairmount State Bank FDIC-insured?
Yes. The Fairmount State Bank is a FDIC-insured bank (FDIC certificate #1829). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Fairmount State Bank?
The Fairmount State Bank holds $58 million in total assets, ranking 37th of 89 banks we track in Indiana. It operates 1 branch.
Does The Fairmount State Bank have CFPB complaints?
No CFPB complaints against The Fairmount State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
