Springs Valley Bank & Trust Company is a bank based in French Lick, Indiana, established in 1902, with $644 million in total assets across 6 branches. By Trust Grade it ranks 20th of 89 banks we track in Indiana. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.86% return on assets. No consumer complaints against Springs Valley Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Springs Valley Bank & Trust Company compares to Indiana peers
How we graded Springs Valley Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Springs Valley Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 1500 Main St, Jasper, IN 47546
- 865 3rd Ave, Jasper, IN 47546
- 8482 W State Road 56, French Lick, IN 47432
- 867 N Gospel St, Paoli, IN 47454
- 1717 S State Road 57, Washington, IN 47501
- 1501 W Broadway St, Princeton, IN 47670
Are deposits at Springs Valley Bank & Trust Company insured?
Yes. Springs Valley Bank & Trust Company is an FDIC-insured bank (FDIC certificate #4419). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Springs Valley Bank & Trust Company: frequently asked questions
Is Springs Valley Bank & Trust Company a good bank?
Springs Valley Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.86%).
Is Springs Valley Bank & Trust Company FDIC-insured?
Yes. Springs Valley Bank & Trust Company is a FDIC-insured bank (FDIC certificate #4419). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Springs Valley Bank & Trust Company?
Springs Valley Bank & Trust Company holds $644 million in total assets, ranking 20th of 89 banks we track in Indiana. It operates 6 branches.
Does Springs Valley Bank & Trust Company have CFPB complaints?
No CFPB complaints against Springs Valley Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
