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American Community Bank Of Indiana

Saint John, IN · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

American Community Bank Of Indiana is a bank based in Saint John, Indiana, established in 1910, with $377 million in total assets across 5 branches. By Trust Grade it ranks 42nd of 89 banks we track in Indiana. Its capital ratio of 9.3% trails most similarly sized banks (34th percentile), versus a Indiana median of 9.6%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against American Community Bank Of Indiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$376.5M
$100M–1B institution
Deposits
$339.1M
Branches
5
Capital ratio
9.3%
Bottom 34% of $100M–1B peers · Indiana median 9.6%
Return on assets
1.2%
Bottom 48% of $100M–1B peers · Indiana median 1.05%
Rank in Indiana
#42
of 89 banks

How American Community Bank Of Indiana compares to Indiana peers

Capital ratio
Bottom 34% of $100M–1B peers
American Community
9.3%
Indiana median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
American Community
1.2%
Indiana median
1.1%
Higher ROA = more profitable relative to asset base

How we graded American Community Bank Of Indiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Community Bank Of Indiana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 4521 Hohman Ave, Hammond, IN 46327
  • 1001 Main St, Dyer, IN 46311
  • 7880 Wicker Ave, Saint John, IN 46373
  • 11275 Broadway, Crown Point, IN 46307
  • 8230 Hohman Ave, Munster, IN 46321

Are deposits at American Community Bank Of Indiana insured?

Yes. American Community Bank Of Indiana is an FDIC-insured bank (FDIC certificate #29878). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Community Bank Of Indiana: frequently asked questions

Is American Community Bank Of Indiana a good bank?

American Community Bank Of Indiana earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.17%).

Is American Community Bank Of Indiana FDIC-insured?

Yes. American Community Bank Of Indiana is a FDIC-insured bank (FDIC certificate #29878). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Community Bank Of Indiana?

American Community Bank Of Indiana holds $377 million in total assets, ranking 42nd of 89 banks we track in Indiana. It operates 5 branches.

Does American Community Bank Of Indiana have CFPB complaints?

No CFPB complaints against American Community Bank Of Indiana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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