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Bridge Community Bank

Mount Vernon, IA · Est. 1903 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

Bridge Community Bank is a bank based in Mount Vernon, Iowa, established in 1903, with $149 million in total assets across 3 branches. By Trust Grade it ranks 12th of 226 banks we track in Iowa. Its capital ratio of 14.8% is stronger than 89% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Bridge Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$148.5M
$100M–1B institution
Deposits
$124.5M
Branches
3
Capital ratio
14.8%
Top 11% of $100M–1B peers · Iowa median 10.2%
Return on assets
1.3%
Top 44% of $100M–1B peers · Iowa median 1.31%
Rank in Iowa
#12
of 226 banks

How Bridge Community Bank compares to Iowa peers

Capital ratio
Top 11% of $100M–1B peers
Bridge Community
14.8%
Iowa median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Bridge Community
1.3%
Iowa median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Bridge Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (14.8% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Bridge Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 200 S Cherry St, Mechanicsville, IA 52306
  • 405 E 5th St, Solon, IA 52333
  • 302 Highway 1 S, Mount Vernon, IA 52314

Are deposits at Bridge Community Bank insured?

Yes. Bridge Community Bank is an FDIC-insured bank (FDIC certificate #12717). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bridge Community Bank: frequently asked questions

Is Bridge Community Bank a good bank?

Bridge Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Strongly profitable (ROA 1.30%).

Is Bridge Community Bank FDIC-insured?

Yes. Bridge Community Bank is a FDIC-insured bank (FDIC certificate #12717). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bridge Community Bank?

Bridge Community Bank holds $149 million in total assets, ranking 12th of 226 banks we track in Iowa. It operates 3 branches.

Does Bridge Community Bank have CFPB complaints?

No CFPB complaints against Bridge Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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