The Exchange State Bank is a bank based in Springville, Iowa, established in 1934, with $55 million in total assets across 2 branches. By Trust Grade it ranks 193rd of 226 banks we track in Iowa. Its capital ratio of 8.2% trails most similarly sized banks (12th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against The Exchange State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Exchange State Bank compares to Iowa peers
How we graded The Exchange State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Exchange State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 253 Broadway St, Springville, IA 52336
- 105 Marion St, Martelle, IA 52305
Are deposits at The Exchange State Bank insured?
Yes. The Exchange State Bank is an FDIC-insured bank (FDIC certificate #16094). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Exchange State Bank: frequently asked questions
Is The Exchange State Bank a good bank?
The Exchange State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.89%).
Is The Exchange State Bank FDIC-insured?
Yes. The Exchange State Bank is a FDIC-insured bank (FDIC certificate #16094). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Exchange State Bank?
The Exchange State Bank holds $55 million in total assets, ranking 193rd of 226 banks we track in Iowa. It operates 2 branches.
Does The Exchange State Bank have CFPB complaints?
No CFPB complaints against The Exchange State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
