Westside State Bank is a bank based in Westside, Iowa, established in 1907, with $259 million in total assets across 6 branches. By Trust Grade it ranks 192nd of 226 banks we track in Iowa. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Westside State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Westside State Bank compares to Iowa peers
How we graded Westside State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Westside State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 401 1st St, Westside, IA 51467
- 115 Highway 30, Vail, IA 51465
- 103 N Main St, Halbur, IA 51444
- 202 W 1st St, Wall Lake, IA 51466
- 1012 N Us Highway 71, Carroll, IA 51401
- 923 Galvin Rd S, Bellevue, NE 68005
Are deposits at Westside State Bank insured?
Yes. Westside State Bank is an FDIC-insured bank (FDIC certificate #18518). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Westside State Bank: frequently asked questions
Is Westside State Bank a good bank?
Westside State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.25%).
Is Westside State Bank FDIC-insured?
Yes. Westside State Bank is a FDIC-insured bank (FDIC certificate #18518). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Westside State Bank?
Westside State Bank holds $259 million in total assets, ranking 192nd of 226 banks we track in Iowa. It operates 6 branches.
Does Westside State Bank have CFPB complaints?
No CFPB complaints against Westside State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
