The Citizens State Bank And Trust Company is a bank based in Council Grove, Kansas, established in 1921, with $88 million in total assets across 7 branches. By Trust Grade it ranks 142nd of 186 banks we track in Kansas. Its capital ratio of 8.2% trails most similarly sized banks (12th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against The Citizens State Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens State Bank And Trust Company compares to Kansas peers
How we graded The Citizens State Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Strongly profitable (ROA 1.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens State Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 102 N Main St, Roxbury, KS 67476
- 1 Brenneke Street, Bremen, KS 66412
- 402 First St, Reading, KS 66868
- 600 Maple St, Gypsum, KS 67448
- 1 N Broadway, Woodbine, KS 67492
- 408 S Metcalf Rd, Louisburg, KS 66053
- 314 Main St, Council Grove, KS 66846
Are deposits at The Citizens State Bank And Trust Company insured?
Yes. The Citizens State Bank And Trust Company is an FDIC-insured bank (FDIC certificate #15254). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens State Bank And Trust Company: frequently asked questions
Is The Citizens State Bank And Trust Company a good bank?
The Citizens State Bank And Trust Company earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.87%).
Is The Citizens State Bank And Trust Company FDIC-insured?
Yes. The Citizens State Bank And Trust Company is a FDIC-insured bank (FDIC certificate #15254). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens State Bank And Trust Company?
The Citizens State Bank And Trust Company holds $88 million in total assets, ranking 142nd of 186 banks we track in Kansas. It operates 7 branches.
Does The Citizens State Bank And Trust Company have CFPB complaints?
No CFPB complaints against The Citizens State Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
