The Denison State Bank is a bank based in Holton, Kansas, established in 1901, with $468 million in total assets across 5 branches. By Trust Grade it ranks 17th of 186 banks we track in Kansas. Its capital ratio of 15.7% is stronger than 92% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.71% return on assets. No consumer complaints against The Denison State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Denison State Bank compares to Kansas peers
How we graded The Denison State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Strongly profitable (ROA 1.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Denison State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 210 Hwy K-214, Hoyt, KS 66440
- 207 Arizona Ave, Holton, KS 66436
- 3640 Sw Fairlawn Rd, Topeka, KS 66614
- 3675 74th St, Meriden, KS 66512
- 421 New York Ave, Holton, KS 66436
Are deposits at The Denison State Bank insured?
Yes. The Denison State Bank is an FDIC-insured bank (FDIC certificate #15305). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Denison State Bank: frequently asked questions
Is The Denison State Bank a good bank?
The Denison State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 1.71%).
Is The Denison State Bank FDIC-insured?
Yes. The Denison State Bank is a FDIC-insured bank (FDIC certificate #15305). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Denison State Bank?
The Denison State Bank holds $468 million in total assets, ranking 17th of 186 banks we track in Kansas. It operates 5 branches.
Does The Denison State Bank have CFPB complaints?
No CFPB complaints against The Denison State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
