The Chesapeake Bank & Trust Co. is a bank based in Chestertown, Maryland, established in 1986, with $134 million in total assets across 3 branches. By Trust Grade it ranks 11th of 28 banks we track in Maryland. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 1.90% return on assets. No consumer complaints against The Chesapeake Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Chesapeake Bank & Trust Co. compares to Maryland peers
How we graded The Chesapeake Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Chesapeake Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 611 Washington Ave, Chestertown, MD 21620
- 245 High St, Chestertown, MD 21620
- 501 E Campus Ave, Chestertown, MD 21620
Are deposits at The Chesapeake Bank & Trust Co. insured?
Yes. The Chesapeake Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #26847). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Chesapeake Bank & Trust Co.: frequently asked questions
Is The Chesapeake Bank & Trust Co. a good bank?
The Chesapeake Bank & Trust Co. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.90%).
Is The Chesapeake Bank & Trust Co. FDIC-insured?
Yes. The Chesapeake Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #26847). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Chesapeake Bank & Trust Co.?
The Chesapeake Bank & Trust Co. holds $134 million in total assets, ranking 11th of 28 banks we track in Maryland. It operates 3 branches.
Does The Chesapeake Bank & Trust Co. have CFPB complaints?
No CFPB complaints against The Chesapeake Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
