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Wrentham Co-Operative Bank

Wrentham, MA · Est. 1901 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Wrentham Co-Operative Bank is a bank based in Wrentham, Massachusetts, established in 1901, with $195 million in total assets across 3 branches. By Trust Grade it ranks 81st of 91 banks we track in Massachusetts. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.00% return on assets. No consumer complaints against Wrentham Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$195.0M
$100M–1B institution
Deposits
$178.1M
Branches
3
Capital ratio
8.3%
Bottom 19% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
0.0%
Bottom 4% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#81
of 91 banks

How Wrentham Co-Operative Bank compares to Massachusetts peers

Capital ratio
Bottom 19% of $100M–1B peers
Wrentham Co-Operative
8.3%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $100M–1B peers
Wrentham Co-Operative
0.0%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Wrentham Co-Operative Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.3% capital ratio)
  • Profitable (ROA 0.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wrentham Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 102 South St, Wrentham, MA 02093
  • 1005 South St, Wrentham, MA 02093
  • 144 Main Street, Norfolk, MA 02056

Are deposits at Wrentham Co-Operative Bank insured?

Yes. Wrentham Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26576). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wrentham Co-Operative Bank: frequently asked questions

Is Wrentham Co-Operative Bank a good bank?

Wrentham Co-Operative Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.00%).

Is Wrentham Co-Operative Bank FDIC-insured?

Yes. Wrentham Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26576). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Wrentham Co-Operative Bank?

Wrentham Co-Operative Bank holds $195 million in total assets, ranking 81st of 91 banks we track in Massachusetts. It operates 3 branches.

Does Wrentham Co-Operative Bank have CFPB complaints?

No CFPB complaints against Wrentham Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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