Hometown Bank is a bank based in Carver, Minnesota, established in 1924, with $673 million in total assets across 11 branches. By Trust Grade it ranks 187th of 224 banks we track in Minnesota. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Hometown Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hometown Bank compares to Minnesota peers
How we graded Hometown Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hometown Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 409 Main St, Henderson, MN 56044
- 326 Broadway St, Cleveland, MN 56017
- 309 N Main St, Le Sueur, MN 56058
- 101 Creek Ln S, Jordan, MN 55352
- 1600 Monroe Drive, Carver, MN 55315
- 1115 W Lincoln Ave, Olivia, MN 56277
- 1000 E Cook St, Redwood Falls, MN 56283
- 641 Marketplace Dr, Waconia, MN 55387
- 950 Vierling Dr W, Shakopee, MN 55379
- 1750 Tower Blvd, Victoria, MN 55386
- 102 S 3rd St, St. Peter, MN 56082
Are deposits at Hometown Bank insured?
Yes. Hometown Bank is an FDIC-insured bank (FDIC certificate #31028). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hometown Bank: frequently asked questions
Is Hometown Bank a good bank?
Hometown Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.73%).
Is Hometown Bank FDIC-insured?
Yes. Hometown Bank is a FDIC-insured bank (FDIC certificate #31028). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hometown Bank?
Hometown Bank holds $673 million in total assets, ranking 187th of 224 banks we track in Minnesota. It operates 11 branches.
Does Hometown Bank have CFPB complaints?
No CFPB complaints against Hometown Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
