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Security State Bank Of Marine

Marine On St. Croix, MN · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Security State Bank Of Marine is a bank based in Marine On St. Croix, Minnesota, established in 1919, with $235 million in total assets across 4 branches. By Trust Grade it ranks 3rd of 224 banks we track in Minnesota. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 2.33% return on assets. No consumer complaints against Security State Bank Of Marine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$235.4M
$100M–1B institution
Deposits
$209.7M
Branches
4
Capital ratio
10.4%
Top 46% of $100M–1B peers · Minnesota median 9.5%
Return on assets
2.3%
Top 7% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#3
of 224 banks

How Security State Bank Of Marine compares to Minnesota peers

Capital ratio
Top 46% of $100M–1B peers
Security State
10.4%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Security State
2.3%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Security State Bank Of Marine

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 2.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security State Bank Of Marine over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 21190 Ozark Ave N, Scandia, MN 55073
  • 30626 Lincoln Rd, Lindstrom, MN 55045
  • 21450 Forest Blvd N, Forest Lake, MN 55025
  • 120 Judd St, Marine On St. Croix, MN 55047

Are deposits at Security State Bank Of Marine insured?

Yes. Security State Bank Of Marine is an FDIC-insured bank (FDIC certificate #10163). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security State Bank Of Marine: frequently asked questions

Is Security State Bank Of Marine a good bank?

Security State Bank Of Marine earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 2.33%).

Is Security State Bank Of Marine FDIC-insured?

Yes. Security State Bank Of Marine is a FDIC-insured bank (FDIC certificate #10163). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Security State Bank Of Marine?

Security State Bank Of Marine holds $235 million in total assets, ranking 3rd of 224 banks we track in Minnesota. It operates 4 branches.

Does Security State Bank Of Marine have CFPB complaints?

No CFPB complaints against Security State Bank Of Marine appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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