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The First National Bank Of Mcintosh

Mcintosh, MN · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Mcintosh is a bank based in Mcintosh, Minnesota, established in 1889, with $46 million in total assets across 1 branch. By Trust Grade it ranks 50th of 224 banks we track in Minnesota. Its capital ratio of 20.1% is stronger than 86% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.57% return on assets. No consumer complaints against The First National Bank Of Mcintosh appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$46.3M
<$100M institution
Deposits
$36.9M
Branches
1
Capital ratio
20.1%
Top 14% of <$100M peers · Minnesota median 9.5%
Return on assets
1.6%
Top 20% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#50
of 224 banks

How The First National Bank Of Mcintosh compares to Minnesota peers

Capital ratio
Top 14% of <$100M peers
The First
20.1%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of <$100M peers
The First
1.6%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Mcintosh

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.1% capital ratio)
  • Strongly profitable (ROA 1.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Mcintosh over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 260 Cleveland Ave Sw, Mcintosh, MN 56556

Are deposits at The First National Bank Of Mcintosh insured?

Yes. The First National Bank Of Mcintosh is an FDIC-insured bank (FDIC certificate #5196). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Mcintosh: frequently asked questions

Is The First National Bank Of Mcintosh a good bank?

The First National Bank Of Mcintosh earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.1% capital ratio); Strongly profitable (ROA 1.57%).

Is The First National Bank Of Mcintosh FDIC-insured?

Yes. The First National Bank Of Mcintosh is a FDIC-insured bank (FDIC certificate #5196). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Mcintosh?

The First National Bank Of Mcintosh holds $46 million in total assets, ranking 50th of 224 banks we track in Minnesota. It operates 1 branch.

Does The First National Bank Of Mcintosh have CFPB complaints?

No CFPB complaints against The First National Bank Of Mcintosh appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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