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Highland Bank

Saint Paul, MN · Est. 1943 · Website ↗
B
Trust Grade
Strong
Score: 83/100

Highland Bank is a bank based in Saint Paul, Minnesota, established in 1943, with $770 million in total assets across 8 branches. By Trust Grade it ranks 201st of 224 banks we track in Minnesota. Its capital ratio of 7.4% trails most similarly sized banks (10th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Highland Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$769.8M
$100M–1B institution
Deposits
$670.6M
Branches
8
Capital ratio
7.4%
Bottom 10% of $100M–1B peers · Minnesota median 9.5%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#201
of 224 banks

How Highland Bank compares to Minnesota peers

Capital ratio
Bottom 10% of $100M–1B peers
Highland Bank
7.4%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Highland Bank
0.3%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Highland Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (7.4% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Highland Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 2100 Ford Pkwy, Saint Paul, MN 55116
  • 2100 Ford Pkwy, Saint Paul, MN 55116
  • 1700 Plymouth Rd, Minnetonka, MN 55305
  • 13250 Grove Dr, Maple Grove, MN 55369
  • 5270 W 84th St, Bloomington, MN 55437
  • 2230 Eagle Creek Ln, Woodbury, MN 55129
  • 113 Central Avenue East, Saint Michael, MN 55376
  • 601 E Sheridan St, Ely, MN 55731

Are deposits at Highland Bank insured?

Yes. Highland Bank is an FDIC-insured bank (FDIC certificate #16111). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Highland Bank: frequently asked questions

Is Highland Bank a good bank?

Highland Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Profitable (ROA 0.30%).

Is Highland Bank FDIC-insured?

Yes. Highland Bank is a FDIC-insured bank (FDIC certificate #16111). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Highland Bank?

Highland Bank holds $770 million in total assets, ranking 201st of 224 banks we track in Minnesota. It operates 8 branches.

Does Highland Bank have CFPB complaints?

No CFPB complaints against Highland Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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