Skip to main content
bank

Midwest Regional Bank

Clayton, MO · Est. 1894 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Midwest Regional Bank is a bank based in Clayton, Missouri, established in 1894, with $990 million in total assets across 7 branches. By Trust Grade it ranks 111th of 195 banks we track in Missouri. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Midwest Regional Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$989.8M
$100M–1B institution
Deposits
$859.7M
Branches
7
Capital ratio
11.3%
Top 34% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#111
of 195 banks

How Midwest Regional Bank compares to Missouri peers

Capital ratio
Top 34% of $100M–1B peers
Midwest Regional
11.3%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Midwest Regional
0.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Midwest Regional Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Midwest Regional Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 211 E Grover St, Otterville, MO 65348
  • 1913 Richardson Rd, Arnold, MO 63010
  • 135 N Meramec Ave, Clayton, MO 63105
  • 10840 Manchester Rd, Kirkwood, MO 63122
  • 17290 North Outer 40 Rd, Chesterfield, MO 63005
  • 11860 Gravois Rd, Saint Louis, MO 63127
  • 363 Festus Centre Dr, Festus, MO 63028

Are deposits at Midwest Regional Bank insured?

Yes. Midwest Regional Bank is an FDIC-insured bank (FDIC certificate #8889). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midwest Regional Bank: frequently asked questions

Is Midwest Regional Bank a good bank?

Midwest Regional Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.67%).

Is Midwest Regional Bank FDIC-insured?

Yes. Midwest Regional Bank is a FDIC-insured bank (FDIC certificate #8889). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Midwest Regional Bank?

Midwest Regional Bank holds $990 million in total assets, ranking 111th of 195 banks we track in Missouri. It operates 7 branches.

Does Midwest Regional Bank have CFPB complaints?

No CFPB complaints against Midwest Regional Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First Federal Bank Of Kansas City
bank · Lees Summit, MO · $991M assets
American Bank Of Freedom
bank · Wellsville, MO · $986M assets
The Bank Of Old Monroe
bank · Old Monroe, MO · $995M assets
Hnb National Bank
bank · Hannibal, MO · $995M assets
Triad Bank
bank · Frontenac, MO · $1.0B assets · 86 complaints
Lindell Bank & Trust Company
bank · St. Louis, MO · $945M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →