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Concordia Bank Of Concordia, Missouri

Concordia, MO · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Concordia Bank Of Concordia, Missouri is a bank based in Concordia, Missouri, established in 1932, with $131 million in total assets across 4 branches. By Trust Grade it ranks 20th of 195 banks we track in Missouri. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Concordia Bank Of Concordia, Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$131.0M
$100M–1B institution
Deposits
$115.6M
Branches
4
Capital ratio
11.1%
Top 36% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.5%
Top 35% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#20
of 195 banks

How Concordia Bank Of Concordia, Missouri compares to Missouri peers

Capital ratio
Top 36% of $100M–1B peers
Concordia Bank
11.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Concordia Bank
1.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Concordia Bank Of Concordia, Missouri

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Concordia Bank Of Concordia, Missouri over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 302 Nw 2nd Street, Concordia, MO 64020
  • 504 N Main St, Laurie, MO 65037
  • 325 S 2nd St, Odessa, MO 64076
  • 547 S Main St, Concordia, MO 64020

Are deposits at Concordia Bank Of Concordia, Missouri insured?

Yes. Concordia Bank Of Concordia, Missouri is an FDIC-insured bank (FDIC certificate #13788). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Concordia Bank Of Concordia, Missouri: frequently asked questions

Is Concordia Bank Of Concordia, Missouri a good bank?

Concordia Bank Of Concordia, Missouri earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.45%).

Is Concordia Bank Of Concordia, Missouri FDIC-insured?

Yes. Concordia Bank Of Concordia, Missouri is a FDIC-insured bank (FDIC certificate #13788). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Concordia Bank Of Concordia, Missouri?

Concordia Bank Of Concordia, Missouri holds $131 million in total assets, ranking 20th of 195 banks we track in Missouri. It operates 4 branches.

Does Concordia Bank Of Concordia, Missouri have CFPB complaints?

No CFPB complaints against Concordia Bank Of Concordia, Missouri appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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