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The Callaway Bank

Fulton, MO · Est. 1857 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The Callaway Bank is a bank based in Fulton, Missouri, established in 1857, with $540 million in total assets across 6 branches. By Trust Grade it ranks 113th of 195 banks we track in Missouri. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against The Callaway Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$539.8M
$100M–1B institution
Deposits
$456.8M
Branches
6
Capital ratio
9.0%
Bottom 29% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.2%
Top 47% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#113
of 195 banks

How The Callaway Bank compares to Missouri peers

Capital ratio
Bottom 29% of $100M–1B peers
The Callaway
9.0%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
The Callaway
1.2%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Callaway Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Callaway Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 10393 State Highway C, Mokane, MO 65059
  • 1101 S Business 54, Fulton, MO 65251
  • 1600 Chapel Hill Rd, Columbia, MO 65203
  • 3200 W Broadway, Columbia, MO 65203
  • 14775 Silver Snipe St, Ashland, MO 65010
  • 5 E 5th St, Fulton, MO 65251

Are deposits at The Callaway Bank insured?

Yes. The Callaway Bank is an FDIC-insured bank (FDIC certificate #12223). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Callaway Bank: frequently asked questions

Is The Callaway Bank a good bank?

The Callaway Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 1.25%).

Is The Callaway Bank FDIC-insured?

Yes. The Callaway Bank is a FDIC-insured bank (FDIC certificate #12223). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Callaway Bank?

The Callaway Bank holds $540 million in total assets, ranking 113th of 195 banks we track in Missouri. It operates 6 branches.

Does The Callaway Bank have CFPB complaints?

No CFPB complaints against The Callaway Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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