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Northeast Missouri State Bank

Kirksville, MO · Est. 1933 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Northeast Missouri State Bank is a bank based in Kirksville, Missouri, established in 1933, with $165 million in total assets across 2 branches. By Trust Grade it ranks 88th of 195 banks we track in Missouri. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Northeast Missouri State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$164.6M
$100M–1B institution
Deposits
$147.9M
Branches
2
Capital ratio
9.7%
Bottom 42% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.5%
Top 33% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#88
of 195 banks

How Northeast Missouri State Bank compares to Missouri peers

Capital ratio
Bottom 42% of $100M–1B peers
Northeast Missouri
9.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
Northeast Missouri
1.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Northeast Missouri State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northeast Missouri State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 139 S Gex St, La Plata, MO 63549
  • 600 S Baltimore St, Kirksville, MO 63501

Are deposits at Northeast Missouri State Bank insured?

Yes. Northeast Missouri State Bank is an FDIC-insured bank (FDIC certificate #13381). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northeast Missouri State Bank: frequently asked questions

Is Northeast Missouri State Bank a good bank?

Northeast Missouri State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.50%).

Is Northeast Missouri State Bank FDIC-insured?

Yes. Northeast Missouri State Bank is a FDIC-insured bank (FDIC certificate #13381). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Northeast Missouri State Bank?

Northeast Missouri State Bank holds $165 million in total assets, ranking 88th of 195 banks we track in Missouri. It operates 2 branches.

Does Northeast Missouri State Bank have CFPB complaints?

No CFPB complaints against Northeast Missouri State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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