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Tpnb Bank

Paris, MO · Est. 1865 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Tpnb Bank is a bank based in Paris, Missouri, established in 1865, with $116 million in total assets across 2 branches. By Trust Grade it ranks 100th of 195 banks we track in Missouri. Its capital ratio of 12.9% is stronger than 79% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Tpnb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$115.9M
$100M–1B institution
Deposits
$96.0M
Branches
2
Capital ratio
12.9%
Top 21% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.8%
Bottom 28% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#100
of 195 banks

How Tpnb Bank compares to Missouri peers

Capital ratio
Top 21% of $100M–1B peers
Tpnb Bank
12.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
Tpnb Bank
0.8%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Tpnb Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.9% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tpnb Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 118 N Main St, Paris, MO 65275
  • 300 S Center St, Shelbina, MO 63468

Are deposits at Tpnb Bank insured?

Yes. Tpnb Bank is an FDIC-insured bank (FDIC certificate #4556). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tpnb Bank: frequently asked questions

Is Tpnb Bank a good bank?

Tpnb Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.83%).

Is Tpnb Bank FDIC-insured?

Yes. Tpnb Bank is a FDIC-insured bank (FDIC certificate #4556). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tpnb Bank?

Tpnb Bank holds $116 million in total assets, ranking 100th of 195 banks we track in Missouri. It operates 2 branches.

Does Tpnb Bank have CFPB complaints?

No CFPB complaints against Tpnb Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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