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First Nebraska Bank

Valley, NE · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

First Nebraska Bank is a bank based in Valley, Nebraska, established in 1934, with $361 million in total assets across 15 branches. By Trust Grade it ranks 93rd of 139 banks we track in Nebraska. Its capital ratio of 9.2% trails most similarly sized banks (34th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against First Nebraska Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$361.0M
$100M–1B institution
Deposits
$320.9M
Branches
15
Capital ratio
9.2%
Bottom 34% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.2%
Top 49% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#93
of 139 banks

How First Nebraska Bank compares to Nebraska peers

Capital ratio
Bottom 34% of $100M–1B peers
First Nebraska
9.2%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
First Nebraska
1.2%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First Nebraska Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Nebraska Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 3225 23rd St, Columbus, NE 68601
  • 2214 S 11th St, Nebraska City, NE 68410
  • 1000 S Main St, Emerson, NE 68733
  • 1019 Ivy St, Stanton, NE 68779
  • 107 N Elm St, Weeping Water, NE 68463
  • 3225-23rd Street, Columbus, NE 68601
  • 50 Monroe St, Bennet, NE 68317
  • 1002 S Main St, Emerson, NE 68733
  • 330 N Spruce St, Valley, NE 68064
  • 50 Monroe St, Bennet, NE 68317
  • 20421 George B Lake Pkwy, Elkhorn, NE 68022
  • 124 N Madison St, Brainard, NE 68626
  • 330 N Spruce St, Valley, NE 68064
  • 155 W Bridge St, Arcadia, NE 68815
  • 753 S Broadway St, Decatur, NE 68020

Are deposits at First Nebraska Bank insured?

Yes. First Nebraska Bank is an FDIC-insured bank (FDIC certificate #12248). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Nebraska Bank: frequently asked questions

Is First Nebraska Bank a good bank?

First Nebraska Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.21%).

Is First Nebraska Bank FDIC-insured?

Yes. First Nebraska Bank is a FDIC-insured bank (FDIC certificate #12248). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Nebraska Bank?

First Nebraska Bank holds $361 million in total assets, ranking 93rd of 139 banks we track in Nebraska. It operates 15 branches.

Does First Nebraska Bank have CFPB complaints?

No CFPB complaints against First Nebraska Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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