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Wahoo State Bank

Wahoo, NE · Est. 1932 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Wahoo State Bank is a bank based in Wahoo, Nebraska, established in 1932, with $114 million in total assets across 2 branches. By Trust Grade it ranks 132nd of 139 banks we track in Nebraska. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Wahoo State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$114.0M
$100M–1B institution
Deposits
$90.1M
Branches
2
Capital ratio
8.2%
Bottom 18% of $100M–1B peers · Nebraska median 10.8%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#132
of 139 banks

How Wahoo State Bank compares to Nebraska peers

Capital ratio
Bottom 18% of $100M–1B peers
Wahoo State
8.2%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
Wahoo State
0.8%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Wahoo State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wahoo State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 314 W 5th St, Wahoo, NE 68066
  • 164 E 5th St, Wahoo, NE 68066

Are deposits at Wahoo State Bank insured?

Yes. Wahoo State Bank is an FDIC-insured bank (FDIC certificate #1163). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wahoo State Bank: frequently asked questions

Is Wahoo State Bank a good bank?

Wahoo State Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.77%).

Is Wahoo State Bank FDIC-insured?

Yes. Wahoo State Bank is a FDIC-insured bank (FDIC certificate #1163). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Wahoo State Bank?

Wahoo State Bank holds $114 million in total assets, ranking 132nd of 139 banks we track in Nebraska. It operates 2 branches.

Does Wahoo State Bank have CFPB complaints?

No CFPB complaints against Wahoo State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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