Cenlar Fsb is a bank based in Ewing, New Jersey, established in 1912, with $865 million in total assets across 1 branch. By Trust Grade it ranks 43rd of 50 banks we track in New Jersey. Its capital ratio of 17.8% is stronger than 95% of similarly sized banks, versus a New Jersey median of 11.3%. It posted a loss over the most recent period (-0.44% return on assets), a point to watch. No consumer complaints against Cenlar Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cenlar Fsb compares to New Jersey peers
How we graded Cenlar Fsb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.8% capital ratio)
- Unprofitable over the period (ROA -0.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cenlar Fsb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 425 Phillips Blvd, Ewing, NJ 08618
Are deposits at Cenlar Fsb insured?
Yes. Cenlar Fsb is an FDIC-insured bank (FDIC certificate #30996). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cenlar Fsb: frequently asked questions
Is Cenlar Fsb a good bank?
Cenlar Fsb earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Strongly capitalized (17.8% capital ratio); Unprofitable over the period (ROA -0.44%).
Is Cenlar Fsb FDIC-insured?
Yes. Cenlar Fsb is a FDIC-insured bank (FDIC certificate #30996). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cenlar Fsb?
Cenlar Fsb holds $865 million in total assets, ranking 43rd of 50 banks we track in New Jersey. It operates 1 branch.
Does Cenlar Fsb have CFPB complaints?
No CFPB complaints against Cenlar Fsb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
