Sturdy Savings Bank is a bank based in Stone Harbor, New Jersey, established in 1922, with $1.1 billion in total assets across 13 branches. By Trust Grade it ranks 36th of 50 banks we track in New Jersey. Its capital ratio of 8.4% trails most similarly sized banks (13th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Sturdy Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sturdy Savings Bank compares to New Jersey peers
How we graded Sturdy Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sturdy Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 521 New Rd, Somers Point, NJ 08244
- 2628 Dune Dr, Avalon, NJ 08202
- 1224 Route 47, Dennisville, NJ 08214
- 3851 Bayshore Rd, North Cape May, NJ 08204
- 17 S Main St, Cape May Court House, NJ 08210
- 701 Washington St, Cape May, NJ 08204
- 1900 New Jersey Ave, North Wildwood, NJ 08260
- 9417 3rd Ave, Stone Harbor, NJ 08247
- 101 34th St, Ocean City, NJ 08226
- 3195 Route 9 S, Rio Grande, NJ 08242
- 661 Asbury Ave, Ocean City, NJ 08226
- 49 South Shore Road, Marmora, NJ 08223
- 2201 Route 50, Woodbine, NJ 08270
Are deposits at Sturdy Savings Bank insured?
Yes. Sturdy Savings Bank is an FDIC-insured bank (FDIC certificate #28788). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sturdy Savings Bank: frequently asked questions
Is Sturdy Savings Bank a good bank?
Sturdy Savings Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.68%).
Is Sturdy Savings Bank FDIC-insured?
Yes. Sturdy Savings Bank is a FDIC-insured bank (FDIC certificate #28788). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sturdy Savings Bank?
Sturdy Savings Bank holds $1.1 billion in total assets, ranking 36th of 50 banks we track in New Jersey. It operates 13 branches.
Does Sturdy Savings Bank have CFPB complaints?
No CFPB complaints against Sturdy Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
