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Unison Bank

Jamestown, ND · Est. 1965 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Unison Bank is a bank based in Jamestown, North Dakota, established in 1965, with $596 million in total assets across 4 branches. By Trust Grade it ranks 44th of 60 banks we track in North Dakota. Its capital ratio of 8.3% trails most similarly sized banks (18th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Unison Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$596.1M
$100M–1B institution
Deposits
$510.4M
Branches
4
Capital ratio
8.3%
Bottom 18% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.1%
Bottom 42% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#44
of 60 banks

How Unison Bank compares to North Dakota peers

Capital ratio
Bottom 18% of $100M–1B peers
Unison Bank
8.3%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of $100M–1B peers
Unison Bank
1.1%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Unison Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.3% capital ratio)
  • Strongly profitable (ROA 1.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Unison Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 401 1st Ave S, Jamestown, ND 58401
  • 203 N Broadway St, Linton, ND 58552
  • 1835 E Pecos Rd, Gilbert, AZ 85295
  • 102 N Centennial St, Wishek, ND 58495

Are deposits at Unison Bank insured?

Yes. Unison Bank is an FDIC-insured bank (FDIC certificate #19396). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Unison Bank: frequently asked questions

Is Unison Bank a good bank?

Unison Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.07%).

Is Unison Bank FDIC-insured?

Yes. Unison Bank is a FDIC-insured bank (FDIC certificate #19396). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Unison Bank?

Unison Bank holds $596 million in total assets, ranking 44th of 60 banks we track in North Dakota. It operates 4 branches.

Does Unison Bank have CFPB complaints?

No CFPB complaints against Unison Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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