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The Farmers State Bank

New Madison, OH · Est. 1919 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Farmers State Bank is a bank based in New Madison, Ohio, established in 1919, with $333 million in total assets across 9 branches. By Trust Grade it ranks 10th of 157 banks we track in Ohio. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against The Farmers State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$332.8M
$100M–1B institution
Deposits
$291.2M
Branches
9
Capital ratio
10.9%
Top 39% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.2%
Top 49% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#10
of 157 banks

How The Farmers State Bank compares to Ohio peers

Capital ratio
Top 39% of $100M–1B peers
The Farmers
10.9%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
The Farmers
1.2%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Farmers State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 1107 Sweitzer St, Greenville, OH 45331
  • 201 S Washington St, New Paris, OH 45347
  • 675 Wagner Ave, Greenville, OH 45331
  • 65 W Central Ave, Springboro, OH 45066
  • 100 N Commerce St, Lewisburg, OH 45338
  • 930 E Washington St, Winchester, IN 47394
  • 910 N Meridian St, Portland, IN 47371
  • 202 Washington St, Republic, OH 44867
  • 101 S Main St, New Madison, OH 45346

Are deposits at The Farmers State Bank insured?

Yes. The Farmers State Bank is an FDIC-insured bank (FDIC certificate #14991). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers State Bank: frequently asked questions

Is The Farmers State Bank a good bank?

The Farmers State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.22%).

Is The Farmers State Bank FDIC-insured?

Yes. The Farmers State Bank is a FDIC-insured bank (FDIC certificate #14991). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers State Bank?

The Farmers State Bank holds $333 million in total assets, ranking 10th of 157 banks we track in Ohio. It operates 9 branches.

Does The Farmers State Bank have CFPB complaints?

No CFPB complaints against The Farmers State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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