Southern First Bank is a bank based in Greenville, South Carolina, established in 2000, with $4.6 billion in total assets across 12 branches. By Trust Grade it ranks 30th of 44 banks we track in South Carolina. Its capital ratio of 8.7% trails most similarly sized banks (17th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Southern First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern First Bank compares to South Carolina peers
How we graded Southern First Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern First Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 307 The Pkwy, Greer, SC 29650
- 2125 Augusta St, Greenville, SC 29605
- 1900 Woodruff Rd, Greenville, SC 29607
- 190 Knox Abbott Dr, Cayce, SC 29033
- 80 Calhoun St, Charleston, SC 29401
- 691 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
- 5444 Wade Park Blvd, Raleigh, NC 27607
- 309 E Paces Ferry Rd Ne, Atlanta, GA 30305
- 100 S Elm St, Greensboro, NC 27401
- 105 Front St, Summerville, SC 29486
- 4064 Colony Rd, Charlotte, NC 28211
- 6 Verdae Blvd, Greenville, SC 29607
Are deposits at Southern First Bank insured?
Yes. Southern First Bank is an FDIC-insured bank (FDIC certificate #35295). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern First Bank: frequently asked questions
Is Southern First Bank a good bank?
Southern First Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.91%).
Is Southern First Bank FDIC-insured?
Yes. Southern First Bank is a FDIC-insured bank (FDIC certificate #35295). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southern First Bank?
Southern First Bank holds $4.6 billion in total assets, ranking 30th of 44 banks we track in South Carolina. It operates 12 branches.
Does Southern First Bank have CFPB complaints?
No CFPB complaints against Southern First Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
