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Bank Of Utah

Ogden, UT · Est. 1952 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Utah is a bank based in Ogden, Utah, established in 1952, with $3.7 billion in total assets across 20 branches. By Trust Grade it ranks 1st of 42 banks we track in Utah. Its capital ratio of 12.2% is stronger than 79% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Bank Of Utah appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.7B
$1B–10B institution
Deposits
$2.9B
Branches
20
Capital ratio
12.2%
Top 21% of $1B–10B peers · Utah median 12.9%
Return on assets
1.3%
Top 41% of $1B–10B peers · Utah median 1.82%
Rank in Utah
#1
of 42 banks

How Bank Of Utah compares to Utah peers

Capital ratio
Top 21% of $1B–10B peers
Bank Of
12.2%
Utah median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $1B–10B peers
Bank Of
1.3%
Utah median
1.8%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Utah

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Utah over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (20)

  • 2605 Washington Blvd, Ogden, UT 84401
  • 115 N Washington Blvd, Ogden, UT 84404
  • 5729 S 1900 W, Roy, UT 84067
  • 2309 S Redwood Rd, Salt Lake City, UT 84119
  • 717 W Antelope Dr, Layton, UT 84041
  • 25 N Tremont St, Tremonton, UT 84337
  • 121 N Gateway Dr, Providence, UT 84332
  • 80 E 800 S, Brigham City, UT 84302
  • 5 E 1400 N, Logan, UT 84341
  • 9320 S State St, Sandy, UT 84070
  • 620 W 100 S, Heber City, UT 84032
  • 3670 N University Ave, Provo, UT 84604
  • 980 West 830 North, Orem, UT 84059
  • 144 S State St, Lindon, UT 84042
  • 4605 Harrison Blvd Ste 100, Ogden, UT 84403
  • 3670 N University Ave, Provo, UT 84604
  • 100 S 500 W, Bountiful, UT 84010
  • 50 S 200 E, Salt Lake City, UT 84111
  • 50 South 200 East, Salt Lake City, UT 84111
  • 335 E Saint George Blvd, Saint George, UT 84770

Are deposits at Bank Of Utah insured?

Yes. Bank Of Utah is an FDIC-insured bank (FDIC certificate #17159). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Utah: frequently asked questions

Is Bank Of Utah a good bank?

Bank Of Utah earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.32%).

Is Bank Of Utah FDIC-insured?

Yes. Bank Of Utah is a FDIC-insured bank (FDIC certificate #17159). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Utah?

Bank Of Utah holds $3.7 billion in total assets, ranking 1st of 42 banks we track in Utah. It operates 20 branches.

Does Bank Of Utah have CFPB complaints?

No CFPB complaints against Bank Of Utah appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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State Bank Of Southern Utah
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Medallion Bank
bank · Salt Lake City, UT · $2.7B assets
Webbank
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Nelnet Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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