First Sentinel Bank is a bank based in Richlands, Virginia, established in 1978, with $413 million in total assets across 9 branches. By Trust Grade it ranks 32nd of 56 banks we track in Virginia. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against First Sentinel Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Sentinel Bank compares to Virginia peers
How we graded First Sentinel Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Sentinel Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 118 Valleyview St, North Tazewell, VA 24630
- 12678 Governor George C Peery Highway, Pounding Mill, VA 24637
- 315 Railroad Ave, Richlands, VA 24641
- 66 Townview Dr, Lebanon, VA 24266
- 801 S College Ave, Bluefield, VA 24605
- 1105 N 4th St, Wytheville, VA 24382
- 427 Main St, Bland, VA 24315
- 329 Ingleside Rd, Princeton, WV 24740
- 968 W Main St, Abingdon, VA 24210
Are deposits at First Sentinel Bank insured?
Yes. First Sentinel Bank is an FDIC-insured bank (FDIC certificate #31928). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Sentinel Bank: frequently asked questions
Is First Sentinel Bank a good bank?
First Sentinel Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.81%).
Is First Sentinel Bank FDIC-insured?
Yes. First Sentinel Bank is a FDIC-insured bank (FDIC certificate #31928). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Sentinel Bank?
First Sentinel Bank holds $413 million in total assets, ranking 32nd of 56 banks we track in Virginia. It operates 9 branches.
Does First Sentinel Bank have CFPB complaints?
No CFPB complaints against First Sentinel Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
