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Oostburg State Bank

Oostburg, WI · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Oostburg State Bank is a bank based in Oostburg, Wisconsin, established in 1908, with $430 million in total assets across 4 branches. By Trust Grade it ranks 4th of 154 banks we track in Wisconsin. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Oostburg State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$429.9M
$100M–1B institution
Deposits
$380.8M
Branches
4
Capital ratio
10.5%
Top 44% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.2%
Top 49% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#4
of 154 banks

How Oostburg State Bank compares to Wisconsin peers

Capital ratio
Top 44% of $100M–1B peers
Oostburg State
10.5%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Oostburg State
1.2%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Oostburg State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oostburg State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 10 Phoenix St, Cedar Grove, WI 53013
  • 20 S Business Park Dr, Oostburg, WI 53070
  • 905 Center Ave, Oostburg, WI 53070
  • 1010 Happy Lane, Sheboygan Falls, WI 53085

Are deposits at Oostburg State Bank insured?

Yes. Oostburg State Bank is an FDIC-insured bank (FDIC certificate #10380). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oostburg State Bank: frequently asked questions

Is Oostburg State Bank a good bank?

Oostburg State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.21%).

Is Oostburg State Bank FDIC-insured?

Yes. Oostburg State Bank is a FDIC-insured bank (FDIC certificate #10380). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Oostburg State Bank?

Oostburg State Bank holds $430 million in total assets, ranking 4th of 154 banks we track in Wisconsin. It operates 4 branches.

Does Oostburg State Bank have CFPB complaints?

No CFPB complaints against Oostburg State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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