Arkansas Health Center vs Pine
Comparing a Credit Union in Benton, AR with a Credit Union in Pine Bluff, AR using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Arkansas Health Center ↗ Credit Union · Benton, AR · Est. 1953 | Pine ↗ Credit Union · Pine Bluff, AR · Est. 1958 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Benton, AR | Pine Bluff, AR |
| Total assets | $9.9M | $63.0M |
| Net worth ratio | 16.5% | 24.2% |
| Return on assets | 1.3% | 1.4% |
| Shares & deposits | — | — |
| Members | 1,040 | 4,778 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 48 | #4 of 48 |
| Established | 1953 | 1958 |
Arkansas Health Center
- Assets: $9.9M
- Members: 1,040
- Capital ratio: 16.5%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #1 of 48
Pine
- Assets: $63.0M
- Members: 4,778
- Capital ratio: 24.2%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #4 of 48
Are both institutions federally insured?
Yes. Arkansas Health Center is NCUA-insured and Pine is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Arkansas Health Center or Pine?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Arkansas Health Center scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Arkansas Health Center safe?
Yes — Arkansas Health Center is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Pine safe?
Yes — Pine is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Arkansas Health Center vs Pine?
Arkansas Health Center has a net worth ratio of 16.5%, placing it in the top 37% of <$100M peers. Pine's ratio is 24.2%, placing it in the top 12% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Arkansas Health Center have compared to Pine?
The CFPB database shows 0 complaints against Arkansas Health Center, and 0 complaints against Pine. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Arkansas Health Center with other Credit Unions in Arkansas
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
