Att-Wyo Correctional Employees vs Gowanda Area
Comparing a Credit Union in Attica, NY with a Credit Union in Gowanda, NY using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Att-Wyo Correctional Employees ↗ Credit Union · Attica, NY · Est. 1935 | Gowanda Area ↗ Credit Union · Gowanda, NY · Est. 1935 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Attica, NY | Gowanda, NY |
| Total assets | $16.1M | $32.1M |
| Net worth ratio | 19.4% | 16.2% |
| Return on assets | 1.8% | 1.7% |
| Shares & deposits | — | — |
| Members | 1,597 | 1,845 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #3 of 267 | #2 of 267 |
| Established | 1935 | 1935 |
Att-Wyo Correctional Employees
- Assets: $16.1M
- Members: 1,597
- Capital ratio: 19.4%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #3 of 267
Gowanda Area
- Assets: $32.1M
- Members: 1,845
- Capital ratio: 16.2%
- Return on assets: 1.7%
- CFPB complaints: 0
- State rank: #2 of 267
Are both institutions federally insured?
Yes. Att-Wyo Correctional Employees is NCUA-insured and Gowanda Area is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Att-Wyo Correctional Employees or Gowanda Area?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Att-Wyo Correctional Employees scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Att-Wyo Correctional Employees safe?
Yes — Att-Wyo Correctional Employees is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Gowanda Area safe?
Yes — Gowanda Area is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Att-Wyo Correctional Employees vs Gowanda Area?
Att-Wyo Correctional Employees has a net worth ratio of 19.4%, placing it in the top 24% of <$100M peers. Gowanda Area's ratio is 16.2%, placing it in the top 38% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Att-Wyo Correctional Employees have compared to Gowanda Area?
The CFPB database shows 0 complaints against Att-Wyo Correctional Employees, and 0 complaints against Gowanda Area. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Att-Wyo Correctional Employees with other Credit Unions in New York
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
