Bank Of Abbeville & Trust Company vs The Evangeline Bank And Trust Company
Comparing a Bank in Abbeville, LA with a Bank in Ville Platte, LA using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Bank Of Abbeville & Trust Company ↗ Bank · Abbeville, LA · Est. 1894 | The Evangeline Bank And Trust Company ↗ Bank · Ville Platte, LA · Est. 1933 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Abbeville, LA | Ville Platte, LA |
| Total assets | $246.4M | $1.1B |
| Capital ratio | 11.2% | 13.9% |
| Return on assets | 1.0% | 2.1% |
| Deposits | $216.5M | $897.9M |
| Branches | 3 | 10 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #3 of 105 | #6 of 105 |
| Established | 1894 | 1933 |
Bank Of Abbeville & Trust Company
- Assets: $246.4M
- Deposits: $216.5M
- Capital ratio: 11.2%
- Return on assets: 1.0%
- CFPB complaints: 0
- State rank: #3 of 105
The Evangeline Bank And Trust Company
- Assets: $1.1B
- Deposits: $897.9M
- Capital ratio: 13.9%
- Return on assets: 2.1%
- CFPB complaints: 0
- State rank: #6 of 105
Are both institutions federally insured?
Yes. Bank Of Abbeville & Trust Company is FDIC-insured and The Evangeline Bank And Trust Company is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Bank Of Abbeville & Trust Company or The Evangeline Bank And Trust Company?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Bank Of Abbeville & Trust Company scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Bank Of Abbeville & Trust Company safe?
Yes — Bank Of Abbeville & Trust Company is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is The Evangeline Bank And Trust Company safe?
Yes — The Evangeline Bank And Trust Company is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Bank Of Abbeville & Trust Company vs The Evangeline Bank And Trust Company?
Bank Of Abbeville & Trust Company has a capital ratio of 11.2%, placing it in the top 35% of $100M–1B peers. The Evangeline Bank And Trust Company's ratio is 13.9%, placing it in the top 10% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Bank Of Abbeville & Trust Company have compared to The Evangeline Bank And Trust Company?
The CFPB database shows 0 complaints against Bank Of Abbeville & Trust Company, and 0 complaints against The Evangeline Bank And Trust Company. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Bank Of Abbeville & Trust Company with other Banks in Louisiana
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.