Bank Of Sunset And Trust Company vs City Bank & Trust Co.
Comparing a Bank in Sunset, LA with a Bank in Natchitoches, LA using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Bank Of Sunset And Trust Company ↗ Bank · Sunset, LA · Est. 1906 | City Bank & Trust Co. ↗ Bank · Natchitoches, LA · Est. 1933 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Sunset, LA | Natchitoches, LA |
| Total assets | $196.2M | $378.1M |
| Capital ratio | 10.2% | 11.0% |
| Return on assets | 1.8% | 1.6% |
| Deposits | $173.9M | $330.7M |
| Branches | 4 | 8 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #4 of 105 | #5 of 105 |
| Established | 1906 | 1933 |
Bank Of Sunset And Trust Company
- Assets: $196.2M
- Deposits: $173.9M
- Capital ratio: 10.2%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #4 of 105
City Bank & Trust Co.
- Assets: $378.1M
- Deposits: $330.7M
- Capital ratio: 11.0%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #5 of 105
Are both institutions federally insured?
Yes. Bank Of Sunset And Trust Company is FDIC-insured and City Bank & Trust Co. is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Bank Of Sunset And Trust Company or City Bank & Trust Co.?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Bank Of Sunset And Trust Company scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Bank Of Sunset And Trust Company safe?
Yes — Bank Of Sunset And Trust Company is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is City Bank & Trust Co. safe?
Yes — City Bank & Trust Co. is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Bank Of Sunset And Trust Company vs City Bank & Trust Co.?
Bank Of Sunset And Trust Company has a capital ratio of 10.2%, placing it in the top 50% of $100M–1B peers. City Bank & Trust Co.'s ratio is 11.0%, placing it in the top 37% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Bank Of Sunset And Trust Company have compared to City Bank & Trust Co.?
The CFPB database shows 0 complaints against Bank Of Sunset And Trust Company, and 0 complaints against City Bank & Trust Co.. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Bank Of Sunset And Trust Company with other Banks in Louisiana
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
