Baton Rouge City Parish Emp vs Zellco
Comparing a Credit Union in Baton Rouge, LA with a Credit Union in Bogalusa, LA using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Baton Rouge City Parish Emp ↗ Credit Union · Baton Rouge, LA · Est. 1949 | Zellco ↗ Credit Union · Bogalusa, LA · Est. 1935 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Baton Rouge, LA | Bogalusa, LA |
| Total assets | $57.2M | $94.2M |
| Net worth ratio | 21.9% | 31.4% |
| Return on assets | 1.7% | 2.2% |
| Shares & deposits | — | — |
| Members | 5,769 | 8,884 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 136 | #1 of 136 |
| Established | 1949 | 1935 |
Baton Rouge City Parish Emp
- Assets: $57.2M
- Members: 5,769
- Capital ratio: 21.9%
- Return on assets: 1.7%
- CFPB complaints: 0
- State rank: #5 of 136
Zellco
- Assets: $94.2M
- Members: 8,884
- Capital ratio: 31.4%
- Return on assets: 2.2%
- CFPB complaints: 0
- State rank: #1 of 136
Are both institutions federally insured?
Yes. Baton Rouge City Parish Emp is NCUA-insured and Zellco is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Baton Rouge City Parish Emp or Zellco?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Baton Rouge City Parish Emp scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Baton Rouge City Parish Emp safe?
Yes — Baton Rouge City Parish Emp is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Zellco safe?
Yes — Zellco is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Baton Rouge City Parish Emp vs Zellco?
Baton Rouge City Parish Emp has a net worth ratio of 21.9%, placing it in the top 17% of <$100M peers. Zellco's ratio is 31.4%, placing it in the top 5% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Baton Rouge City Parish Emp have compared to Zellco?
The CFPB database shows 0 complaints against Baton Rouge City Parish Emp, and 0 complaints against Zellco. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Baton Rouge City Parish Emp with other Credit Unions in Louisiana
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
