Ben E Keith Company Employees vs Shell
Comparing a Credit Union in Fort Worth, TX with a Credit Union in Deer Park, TX using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Ben E Keith Company Employees ↗ Credit Union · Fort Worth, TX · Est. 1935 | Shell ↗ Credit Union · Deer Park, TX · Est. 1937 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Fort Worth, TX | Deer Park, TX |
| Total assets | $11.7M | $2.0B |
| Net worth ratio | 20.9% | 13.2% |
| Return on assets | 2.2% | 1.2% |
| Shares & deposits | — | — |
| Members | 1,623 | 165,292 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 379 | #3 of 379 |
| Established | 1935 | 1937 |
Ben E Keith Company Employees
- Assets: $11.7M
- Members: 1,623
- Capital ratio: 20.9%
- Return on assets: 2.2%
- CFPB complaints: 0
- State rank: #1 of 379
Shell
- Assets: $2.0B
- Members: 165,292
- Capital ratio: 13.2%
- Return on assets: 1.2%
- CFPB complaints: 0
- State rank: #3 of 379
Are both institutions federally insured?
Yes. Ben E Keith Company Employees is NCUA-insured and Shell is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Ben E Keith Company Employees or Shell?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Ben E Keith Company Employees scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Ben E Keith Company Employees safe?
Yes — Ben E Keith Company Employees is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Shell safe?
Yes — Shell is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Ben E Keith Company Employees vs Shell?
Ben E Keith Company Employees has a net worth ratio of 20.9%, placing it in the top 19% of <$100M peers. Shell's ratio is 13.2%, placing it in the top 18% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Ben E Keith Company Employees have compared to Shell?
The CFPB database shows 0 complaints against Ben E Keith Company Employees, and 0 complaints against Shell. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Ben E Keith Company Employees with other Credit Unions in Texas
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
