Brighton Bank vs State Bank Of Southern Utah
Comparing a Bank in Salt Lake City, UT with a Bank in Cedar City, UT using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Brighton Bank ↗ Bank · Salt Lake City, UT · Est. 1978 | State Bank Of Southern Utah ↗ Bank · Cedar City, UT · Est. 1957 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Salt Lake City, UT | Cedar City, UT |
| Total assets | $317.1M | $2.7B |
| Capital ratio | 10.4% | 11.3% |
| Return on assets | 1.6% | 1.8% |
| Deposits | $274.1M | $2.3B |
| Branches | 6 | 17 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 42 | #2 of 42 |
| Established | 1978 | 1957 |
Brighton Bank
- Assets: $317.1M
- Deposits: $274.1M
- Capital ratio: 10.4%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #5 of 42
State Bank Of Southern Utah
- Assets: $2.7B
- Deposits: $2.3B
- Capital ratio: 11.3%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #2 of 42
Are both institutions federally insured?
Yes. Brighton Bank is FDIC-insured and State Bank Of Southern Utah is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Brighton Bank or State Bank Of Southern Utah?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Brighton Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Brighton Bank safe?
Yes — Brighton Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is State Bank Of Southern Utah safe?
Yes — State Bank Of Southern Utah is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Brighton Bank vs State Bank Of Southern Utah?
Brighton Bank has a capital ratio of 10.4%, placing it in the top 46% of $100M–1B peers. State Bank Of Southern Utah's ratio is 11.3%, placing it in the top 33% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Brighton Bank have compared to State Bank Of Southern Utah?
The CFPB database shows 0 complaints against Brighton Bank, and 0 complaints against State Bank Of Southern Utah. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Brighton Bank with other Banks in Utah
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
