Cheyenne-Laramie County Employees vs A.C.P.E.
Comparing a Credit Union in Cheyenne, WY with a Credit Union in Laramie, WY using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Cheyenne-Laramie County Employees ↗ Credit Union · Cheyenne, WY · Est. 1951 | A.C.P.E. ↗ Credit Union · Laramie, WY · Est. 1957 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 96/100 |
| Institution type | Credit Union | Credit Union |
| Location | Cheyenne, WY | Laramie, WY |
| Total assets | $32.0M | $77.1M |
| Net worth ratio | 15.0% | 11.5% |
| Return on assets | 1.6% | 1.7% |
| Shares & deposits | — | — |
| Members | 1,875 | 4,750 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 18 | #6 of 18 |
| Established | 1951 | 1957 |
Cheyenne-Laramie County Employees
- Assets: $32.0M
- Members: 1,875
- Capital ratio: 15.0%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #1 of 18
A.C.P.E.
- Assets: $77.1M
- Members: 4,750
- Capital ratio: 11.5%
- Return on assets: 1.7%
- CFPB complaints: 0
- State rank: #6 of 18
Are both institutions federally insured?
Yes. Cheyenne-Laramie County Employees is NCUA-insured and A.C.P.E. is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Cheyenne-Laramie County Employees or A.C.P.E.?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Cheyenne-Laramie County Employees scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Cheyenne-Laramie County Employees safe?
Yes — Cheyenne-Laramie County Employees is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is A.C.P.E. safe?
Yes — A.C.P.E. is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (96/100).
What is the capital ratio of Cheyenne-Laramie County Employees vs A.C.P.E.?
Cheyenne-Laramie County Employees has a net worth ratio of 15.0%, placing it in the top 45% of <$100M peers. A.C.P.E.'s ratio is 11.5%, placing it in the bottom 28% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Cheyenne-Laramie County Employees have compared to A.C.P.E.?
The CFPB database shows 0 complaints against Cheyenne-Laramie County Employees, and 0 complaints against A.C.P.E.. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Cheyenne-Laramie County Employees with other Credit Unions in Wyoming
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
